Kubota Credit Corporation Privacy Policy
What does Kubota Credit Corporation, U.S.A. (KCC) do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Payment history and account balances
- Purchase history and account transactions
- How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KCC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does KCC share?
|
Can you limit this sharing?
|
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|
Yes
|
No
|
For our marketing purposes-
to offer our products and services to you
|
Yes
|
No
|
|
For joint marketing with other financial companies
|
No
|
We don't share
|
For our affiliates' everyday business purposes-
information about your transactions and experiences
|
Yes
|
No
|
For our affiliates' everyday business purposes-
information about your creditworthiness
|
No
|
We don't share
|
|
For our affiliates to market to you
|
Yes
|
Yes
|
| For non-affiliates to market to you
|
Yes
|
Yes
|
To limit our sharing
Call 888-465-8268 – our menu will prompt you through your choices.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call us toll-free at 888-465-8268 or visit www.kubotacreditusa.com.
What we do
How does KCC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does KCC collect my personal information?
We collect your personal information, for example, when you:
- open an account or pay your bills
- provide account information or provide employment information
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
- Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include companies with the Kubota name; financial companies such as Kubota Tractor Acceptance Corporation d/b/a KTAC Insurance Agency; and non-financial companies such as Kubota Tractor Corporation.
- Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
- Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. KCC does not jointly market.
Other important information
- Nevada residents:You may call 888-465-8268 to be placed on our internal do not call list for marketing calls made to existing customers. For more information about this notice and the Nevada law related to this notice, you may contact: (1) Kubota Credit Corporation, U.S.A., 1000 Kubota Dr. Grapevine, TX 76051; tel: 888-465-8268; email: click on "Contact Us" at www.kubotacreditusa.com; or (2) Nevada Attorney General, Bureau of Consumer Protection, 555 E. East Washington St., Ste. 3900, Las Vegas, NV 89101; tel: 702-489-3132; email: [email protected].
- Texas residents: Kubota Credit Corporation, U.S.A. is licensed and examined under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of the Consumer Credit Commissioner. Any consumer wishing to file a complaint against Kubota Credit Corporation, U.S.A. should contact the Office of the Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207; Telephone: 800-538-1579; Fax: 512-936-7610; email:[email protected]; Website: www.occc.state.tx.us.